Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is a part of the Indian government’s National Health Policy which aims to provide free health coverage at the secondary and tertiary level to its bottom 40% poor and vulnerable population. PM-JAY is the world’s largest and fully state sponsored health assurance scheme which covers a population of the combined size of USA, Mexico and Canada.
It was launched in September 2018, under the aegis of Ministry of Health and Family Welfare in India.
Country= India
Prime Minister(s)= Narendra Modi
Launched= 23 September 2018; 20 months ago
Website- https://www.pmjay.gov.in/
Key Features
PM-JAY is a health assurance scheme that covers 10.74 crores households across India or approx 50 cr Indians.
It provides a cover of 5 lakh per family per year for medical treatment in empanelled hospitals, both public and private.
It provides cashless and paperless service to its beneficiaries at the point of service, i.e the hospital.
E-cards are provided to the eligible beneficiaries based on the deprivation and occupational criteria of Socio-Economic Caste Census 2011 (SECC 2011).
There is no restriction on family size, age or gender.
All previous medical conditions are covered under the scheme.
It covers 3 days of hospitalisation and 15 days of post hospitalisation, including diagnostic care and expenses on medicines.
The scheme is portable and a beneficiary can avail medical treatment at any PM-JAY empanelled hospital outside their state and anywhere in the country.
The Central government has decided to provide free testing and treatment of Coronavirus under the Ayushman Bharat Yojana.